American College of Attorneys Best of the Bar Award
10.0 Avvo Superb Lawyer Rating
Top 100 Trial Lawyers Award
Orlando Top Lawyers 2012 - 2024
Best Lawyers in America Award
Super Lawyers 2024 Award
Florida Legal Elite Award
Best Lawyers 2024 Award
Orlando Sentinel Best Bets Lawyer Award

Florida Debt Settlement and Debt Relief Attorneys

Our Orlando, Florida debt settlement lawyers can restore your peace of mind. Whether unexpected medical bills surprised your family or your diminished income has finally caught up with you, you may be caught in a stressful cycle of debt. Creditors call you ceaselessly. Less than ethical “debt relief specialists” may be courting your attention.

You crave financial stability, and you also want tools and resources to stay out of financial trouble going forward. The Florida debt settlement attorneys at the TK Law Firm use proven, practical systems to help clients manage their debts and settle outstanding matters.

When you “go it alone,” you could create unnecessary work or make errors that could complicate your situation. Our team can communicate with creditors and lenders and negotiate on your behalf. We can also assist you with defending lawsuits from creditors, if you need to defend yourself.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

Finding Solutions that No One Else Considered

Our attorneys are experienced in negotiating debts. We employ our creativity to find solutions to Florida debt settlement that other attorneys never considered. One example that might help totally eliminate a debt is where the debt is outside of the Statute of Limitations.

In Florida, the law provides a limited time period for creditors to collect on a debt. If you have not made a payment on the debt in question in more than four or five years, the creditor may not be allowed to legally pursue the debt.

More importantly, if a creditor attempts to collect on a debt that is barred by the Statute of Limitations, they may have exposed themselves to liability. You may be able to seek damages, or money, from them based on their violations of the Fair Debt Collection Practices Act (FDCPA) or under similar Florida Laws.

Is Bankruptcy Your Only Option?

Our Florida debt settlement lawyers will explore all of your options. Our goal is to help you find a path to financial rehabilitation that meshes with your values, goals, and long-term interests. There are no cookie cutter solutions, but our attorneys will explain in clear, understandable language what choices you do have and what the implications of those choices will likely be.

We Look at All Florida Debt Settlement and Debt Relief Options

The TK Law Firm can help with:

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

Florida Debt Settlement without Filing for Chapter 7 or Chapter 13

At the end of the day, our goal is to get the best result for you. Depending on your situation, the best option may be filing a bankruptcy, but before we head down that path we want to put all of the options on the table.

Our attorneys are often able to settle outstanding debts for pennies on the dollar. Our attorneys are often able to eliminate debts totally without you paying any money out of pocket. Our attorneys are often able to turn the tables, so that creditors who break the law attempting to collect debt from you actually wind up owing you money. Our attorneys are able to pursue all of these options without the need to file bankruptcy.

Is Florida Debt Settlement or another Alternative to Bankruptcy Right for You?

Our goal at the TK Law Firm is to empower you – to give you back a sense of control and peace of mind after what is likely a debilitating and confusing situation. If you need to negotiate your debts with creditors, we can represent you and protect your interests and assets.

Let the TK Law Firm help you get your financial freedom. Request a free consultation with Orlando debt settlement attorneys or reach us at 855-Kramer-Now (855-572-6376).

Free Case Review

All free case evaluations are reviewed by our legal team. For immediate assistance, please call us at 407-834-4847.

quick Links


Make Your Best Decision Today


Schedule your case review so we can help you.



During your consultation we’ll review your options and see if we’re a right fit for you.



If we take on your case, you’ll be represented by the best.

Get Your Free Case Evaluation Today

The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.



Our best awards are
client victories

Roy P.
Mar. 2024
Read More
Gastell and Kayla were awesome! They helped me make it through a very challenging time in my life with kindness and compassion. They were always available to answer my questions and kept me up to date. Their counsel was extremely helpful in aiding a resolution that I am very satisfied with.
Carmen D.
Mar. 2024
Read More
I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Alysia T.
Jan. 2024
Read More
I am thankful to Janelise and Kayla at TK Law for a fantastic job. Kayla guided me through every step of my divorce process. She is patient, professional, and honest. I highly recommend them!
Chris O.
Dec. 2023
Read More
This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​


Schedule Your Case Evaluation

We offer payment plans, accept credit cards, are available for evening appointments and our main office is conveniently located right off of I-4, between 436 and 434. For immediate help call: 407-834-4847.


The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.


Phone: 407-834-4847
999 Douglas Ave #3333, Altamonte Springs, FL 32714

Service Areas

Orange & Seminole County, Florida.