Top 40 under 40 Trial Lawyers award
Orlando Men and Women 2025 Of the Year Award
10.0 Avvo Superb Lawyer Rating
Orlando Top Lawyers 2012 - 2025
Best Lawyers in America Award
Florida Legal Elite Award
Best Lawyers 2026 Award
Orlando Sentinel Best Bets Lawyer Award

Florida Uninsured and Underinsured Motorist Accidents

Back To Car Accident Law Video Help Page

Back To Car Accident Law Video Help Page

Were you or a family member involved in an auto accident with someone who had little or no insurance to cover your losses? Are you wondering how you will pay your medical bills? Contact the attorneys at TK Law today. In a car or truck accident case where an uninsured or underinsured motorist has caused you injury, we guide you through the process of filing claims against the negligent driver’s insurance as well as your own insurance carrier when necessary.

As the video explains, a car accident has the potential to change your life forever – from your ability to take care of yourself financially or even physically. While Florida law requires each licensed driver to carry minimum liability coverage, your damages may exceed what the negligent driver has on hand and in coverage. Vehicle accidents are like most matters of life: it is often better to have your own adequate insurance coverage than to initially rely on the other driver.

Speak with an experienced Florida attorney at our firm today.

Call 855-Kramer-Now (855-572-6376).

At TK Law, we sit down with our clients to determine what coverage limits they already have and how best to prepare the case for maximum compensation from the liable party. If you need assistance, contact TK Law today for a free, no-obligation consultation: 1-855-Kramer Now (1-855-572-6376).

How Florida Auto Accident Insurance Works

Florida uninsured and underinsured motorist benefits are voluntary coverages under a vehicle insurance policy. Both coverages protect you when the other driver either has no insurance or not enough insurance to take care of your needs.

Florida Personal Injury Protection (PIP or no-fault) insurance is required coverage that offers initial medical coverage and a $5,000 death benefit. Once PIP has covered its maximum limits, a claim against the negligent driver’s bodily injury coverage can be filed. If for some reason the liable driver’s insurance does not cover all damages, you can file a claim under your own underinsured motor vehicle coverage for medical expenses and/or lost wages.

Protect Yourself in Uninsured and Underinsured Motorist Accidents

When an underinsured or uninsured driver is responsible for your injuries in an accident, an effective attorney can successfully prove that driver’s error and work to get you fair and maximum compensation. However, the onset of injuries and losses may be best covered by your own insurance until the conclusion of a personal injury case that holds the other driver accountable.

Contact TK Law for any questions regarding underinsured or uninsured claims and especially if an insurance company denies your claim. We will put our knowledge and experience to work for you for the best possible outcome.

A full service law firm, TK Law is here to protect you, your family, your home, and your business with any legal issue, one firm for life.

Get Help with Legal Issues Now! – Call 855-Kramer-Now (855-572-6376)

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Free Case Review

All free case evaluations are reviewed by our legal team. For immediate assistance, please call us at 407-834-4847.

Car Accident Law Information

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STEP 1

Schedule your case review so we can help you.

STEP 2

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During your consultation we’ll review your options and see if we’re a right fit for you.

STEP 3

Representation

If we take on your case, you’ll be represented by the best.

Get Your Free Case Evaluation Today

The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.

OUR SERVICE AREAS

          • Orange County
          • Seminole County
          • Volusia County
          • Osceola County
407-834-4847

#1 RATED DIVORCE LAW FIRM IN SEMINOLE COUNTY*​

Our best awards are
client victories

Jo V.
2026
What an amazing firm! Ray Traendly is more than just an attorney. He takes a personal interest in his clients. He cares about the person as much as the case and is always available to discuss any issue or concern you may have. He is a straight shooter who won't sugar coat anything but will do whatever he can to get you the best result you can hope for. I can recommend TK Law with the greatest of confidence. A firm and a friend for life!
Diance C
2025
I had the pleasure of hiring Ms.Gastell for my divorce. I was kept informed at all times of any information relating to my case. Ms. Gastell worked deligently and was always ready to listen and help with any my concerns during a very difficult time in my life. I highly recommend TK Law PA.
Diance C
2025
I had the pleasure of hiring Ms.Gastell for my divorce. I was kept informed at all times of any information relating to my case. Ms. Gastell worked deligently and was always ready to listen and help with any my concerns during a very difficult time in my life. I highly recommend TK Law PA.
Benjamin C.
2024
TK Law is highly recommended for anyone seeking legal representation. They combine exceptional legal expertise with a client-centered approach, ensuring you receive the best possible outcome. Throughout my case, Attorney Gastell and Paralegal Kayla consistently demonstrated unparalleled expertise. They were patient, persistent and dedicated to protecting my interests to ensure a positive outcome. #onefirmforlife
Carmen D.
2024
I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Chris O.
2023
This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​

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We offer payment plans, accept credit cards, are available for evening appointments and our main office is conveniently located right off of I-4, between 436 and 434. For immediate help call: 407-834-4847.

Disclaimer

The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Contact

Phone: 407-834-4847
999 Douglas Ave #3333, Altamonte Springs, FL 32714

Service Areas

Orange, Seminole, Volusia, Osceola County, Florida.

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