American College of Attorneys Best of the Bar Award
10.0 Avvo Superb Lawyer Rating
Top 100 Trial Lawyers Award
Orlando Top Lawyers 2012 - 2024
Best Lawyers in America Award
Super Lawyers 2024 Award
Florida Legal Elite Award
Best Lawyers 2024 Award
Orlando Sentinel Best Bets Lawyer Award

How Does Induced Default Defense Work in Florida Foreclosure?

Back To Foreclosure Defense Video Help Page

Back To Foreclosure Defense Video Help Page

As you can see from watching the video, induced default defense can be a particularly powerful defense to foreclosure because the bank is essentially tricking you into getting behind on your loan.

Now, the specific person you spoke with probably wasn’t doing this intentionally – that’s just the information that they were given – but that does not change the fact that a representative of the bank gave you bad information that made your problem worse.

How bad can this be for the bank? In working Altamonte Springs foreclosure defense cases for the last several years, our attorneys have seen judges really stick it to banks for this shady business practice. While it is usually not this one-sided, there was a recent case involving an induced default defense where the judge:

  • stopped the foreclosure
  • wiped away all of the fees that the bank was trying to charge
  • said the homeowner did not have to make any of their mortgage payments for the duration of the attempted foreclosure – about three years!
  • had the bank pay all of the homeowner’s legal fees since they won the case

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

How Can You Use Induced Default Defense in a Foreclosure Case?

Of course, no judge is going to react so harshly without lots of documented proof of bank-induced default, so here is what you have to do.

  • Before you call the bank, make sure you have a pen and paper handy. If possible, you can even try to get them to email the information to you.
  • Explain your situation to the representative and ask about what options you have – short sale, loan modification, et cetera.
  • If they tell you to stop paying because they can’t help until you go into default, make sure to get their name and jot down the date and time.
  • Give this information to your attorney and they will write a letter for you to send to the bank detailing your conversation with their employee. Only in rare cases will banks actually read and refute these letters – so the letter serves as documented evidence that can become part of your induced default defense to foreclosure down the road.

Induced Default Defense Can Be One of Many Foreclosure Defenses

An Altamonte Springs foreclosure can be tough to beat, but it is not impossible. The important thing to do is get professional legal advice as early as possible and always be thinking about your potential foreclosure defense so that you are ready to provide proof of facts that might be helpful.

Get Help with Legal Issues Now! – Call 855-Kramer-Now (855-572-6376)
Back To Video Help Page

Free Case Review

All free case evaluations are reviewed by our legal team. For immediate assistance, please call us at 407-834-4847.

quick Links


Make Your Best Decision Today


Schedule your case review so we can help you.



During your consultation we’ll review your options and see if we’re a right fit for you.



If we take on your case, you’ll be represented by the best.

Get Your Free Case Evaluation Today

The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.



Our best awards are
client victories

Roy P.
Mar. 2024
Read More
Gastell and Kayla were awesome! They helped me make it through a very challenging time in my life with kindness and compassion. They were always available to answer my questions and kept me up to date. Their counsel was extremely helpful in aiding a resolution that I am very satisfied with.
Carmen D.
Mar. 2024
Read More
I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Alysia T.
Jan. 2024
Read More
I am thankful to Janelise and Kayla at TK Law for a fantastic job. Kayla guided me through every step of my divorce process. She is patient, professional, and honest. I highly recommend them!
Chris O.
Dec. 2023
Read More
This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​


Schedule Your Case Evaluation

We offer payment plans, accept credit cards, are available for evening appointments and our main office is conveniently located right off of I-4, between 436 and 434. For immediate help call: 407-834-4847.


The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.


Phone: 407-834-4847
999 Douglas Ave #3333, Altamonte Springs, FL 32714

Service Areas

Orange & Seminole County, Florida.