American College of Attorneys Best of the Bar Award
10.0 Avvo Superb Lawyer Rating
Top 100 Trial Lawyers Award
Orlando Top Lawyers 2012 - 2024
Best Lawyers in America Award
Super Lawyers 2024 Award
Florida Legal Elite Award
Best Lawyers 2024 Award
Orlando Sentinel Best Bets Lawyer Award

Debt Relief Advice: Learn to Talk to Creditors

Back To Bankruptcy and Debt Relief Video Help Page

Back To Bankruptcy and Debt Relief Video Help Page

As the video above explains, the best debt relief advice that we can give you is to hire a bankruptcy attorney. One of the many reasons for doing so is that you can “forward” all calls to them and essentially tell creditors to stop bothering you.

However, not everyone is ready to take that step. The idea of actually airing your financial woes with a stranger and going through bankruptcy is something that many people feel embarrassed about.

Hopefully, the information we include on our site is helping to alleviate some of those negative feelings and educate people about the process to make it less intimidating. But until you actually do take the step, I wanted to offer further debt relief advice.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

Debt Relief Advice: Tips for Talking with Creditors

In many ways, talking with creditors comes down to practicing etiquette while maintaining respect for yourself. What does that mean?

Be honest. If you keep stringing creditors along and pretending that you’ll be able to pay soon, soon, soon, of course they’re going to continue to call when the money doesn’t come in. When you know you can’t pay, tell them that and be clear about the fact that continuing to call won’t make the money come in faster.

Be polite. Sometimes creditors can be downright nasty when someone isn’t paying, but you don’t have to stoop to their level. Even if they become pushy or rude, remain calm and respectful.

Be strong. No one should have to deal with a creditor who yells at them, insults them, calls several times a day, or calls at all hours. It is not professional behavior, and you don’t have to take it. But if you do answer the phone, resist the urge to yell right back – politely tell them what you don’t appreciate about their behavior and hang up.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

Debt Relief Advice: Beyond Talking

Of course, sometimes the problem goes beyond talking and hanging up on someone rude. If the harassment doesn’t stop, you have protections under the terms of the Fair Credit Collection Practices Act. One provision is that the law allows you to write creditors a letter demanding that they stop calling you, and they have to comply with it.

If you are not sure how to handle this on your own or want more debt relief advice, talk to a bankruptcy attorney today.

Get Help with Legal Issues Now! – Call 855-Kramer-Now (855-572-6376).
Back To Video Help Page

Free Case Review

All free case evaluations are reviewed by our legal team. For immediate assistance, please call us at 407-834-4847.

quick Links


Make Your Best Decision Today


Schedule your case review so we can help you.



During your consultation we’ll review your options and see if we’re a right fit for you.



If we take on your case, you’ll be represented by the best.

Get Your Free Case Evaluation Today

The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.



Our best awards are
client victories

Roy P.
Mar. 2024
Read More
Gastell and Kayla were awesome! They helped me make it through a very challenging time in my life with kindness and compassion. They were always available to answer my questions and kept me up to date. Their counsel was extremely helpful in aiding a resolution that I am very satisfied with.
Carmen D.
Mar. 2024
Read More
I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Alysia T.
Jan. 2024
Read More
I am thankful to Janelise and Kayla at TK Law for a fantastic job. Kayla guided me through every step of my divorce process. She is patient, professional, and honest. I highly recommend them!
Chris O.
Dec. 2023
Read More
This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​


Schedule Your Case Evaluation

We offer payment plans, accept credit cards, are available for evening appointments and our main office is conveniently located right off of I-4, between 436 and 434. For immediate help call: 407-834-4847.


The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.


Phone: 407-834-4847
999 Douglas Ave #3333, Altamonte Springs, FL 32714

Service Areas

Orange & Seminole County, Florida.