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Debt Relief Advice: Learn to Talk to Creditors

Back To Bankruptcy and Debt Relief Video Help Page

Back To Bankruptcy and Debt Relief Video Help Page

As the video above explains, the best debt relief advice that we can give you is to hire a bankruptcy attorney. One of the many reasons for doing so is that you can “forward” all calls to them and essentially tell creditors to stop bothering you.

However, not everyone is ready to take that step. The idea of actually airing your financial woes with a stranger and going through bankruptcy is something that many people feel embarrassed about.

Hopefully, the information we include on our site is helping to alleviate some of those negative feelings and educate people about the process to make it less intimidating. But until you actually do take the step, I wanted to offer further debt relief advice.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)
.

Debt Relief Advice: Tips for Talking with Creditors

In many ways, talking with creditors comes down to practicing etiquette while maintaining respect for yourself. What does that mean?

Be honest. If you keep stringing creditors along and pretending that you’ll be able to pay soon, soon, soon, of course they’re going to continue to call when the money doesn’t come in. When you know you can’t pay, tell them that and be clear about the fact that continuing to call won’t make the money come in faster.

Be polite. Sometimes creditors can be downright nasty when someone isn’t paying, but you don’t have to stoop to their level. Even if they become pushy or rude, remain calm and respectful.

Be strong. No one should have to deal with a creditor who yells at them, insults them, calls several times a day, or calls at all hours. It is not professional behavior, and you don’t have to take it. But if you do answer the phone, resist the urge to yell right back – politely tell them what you don’t appreciate about their behavior and hang up.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)
.

Debt Relief Advice: Beyond Talking

Of course, sometimes the problem goes beyond talking and hanging up on someone rude. If the harassment doesn’t stop, you have protections under the terms of the Fair Credit Collection Practices Act. One provision is that the law allows you to write creditors a letter demanding that they stop calling you, and they have to comply with it.

If you are not sure how to handle this on your own or want more debt relief advice, talk to a bankruptcy attorney today.

Get Help with Legal Issues Now! – Call 855-Kramer-Now (855-572-6376).
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The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.

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JD
Sept. 2024
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On August 7, 2020, I was fortunate TK Law Firm was suggested as the first option for Divorce and Family Law. I was blessed to be represented by Ms. Janelise Gastell and TK Law Firm Support Staff. Ms. Gastell has the qualities and standards of integrity, ethics and loyalty. Ms. Gastell's dedication and determination resulted in positive results. Ms. Gastell challenged me to put in the same amount of effort. The end result was the divorce being finalized on September 4, 2020. Four years later, the money spent was an outstanding investment. The financial investment was an integral part of moving forward in my life. This included my well being mentally, physically, emotionally and spiritually. If potential clients are searching for excellent Divorce and Family legal representation. My recommendation would be Attorney Janelise Gastell. Thank You.
John M.
Oct. 2024
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My wife and I finally took the steps to start the estate planning process as we are not getting any younger and we didn't want to leave a mess for our daughter to have to clean up. We have witnessed this far too many times of the last few years, as relatives have passed away only to watch the circus play out afterward. TK Law provided a wonderful experience from start to finish. Everyone at the office that I had the pleasure of working with was extremely professional and got back to me in a timely manner with any questions that I had. My wife and I really appreciate all the hard work and are very thankful to get all our estate planning needs met. We now have the peace of mind that we have done all that we can to minimize any issues after we pass.
Benjamin C.
July 2024
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TK Law is highly recommended for anyone seeking legal representation. They combine exceptional legal expertise with a client-centered approach, ensuring you receive the best possible outcome. Throughout my case, Attorney Gastell and Paralegal Kayla consistently demonstrated unparalleled expertise. They were patient, persistent and dedicated to protecting my interests to ensure a positive outcome. #onefirmforlife
Carmen D.
Mar. 2024
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I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Chris O.
Dec. 2023
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This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.
Lisa L.
2023
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The divorce process is never easy, but everyone one at TK Law made it as easy as possible. Kayla Johnson, my paralegal was always available, helpful and understanding of the situation. Attorney Janelise Gastell was also extremely helpful. She made sure all decisions were made in my best interest. My divorce seemed to take much longer than the average due to the other side, but both Ms Johnson and Attorney Gastell kept things moving as quickly as possible.

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​

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The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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