American College of Attorneys Best of the Bar Award
10.0 Avvo Superb Lawyer Rating
Top 100 Trial Lawyers Award
Orlando Top Lawyers 2012 - 2024
Best Lawyers in America Award
Super Lawyers 2024 Award
Florida Legal Elite Award
Best Lawyers 2024 Award
Orlando Sentinel Best Bets Award

Orlando Foreclosure Defense: Mistakes Banks Make

Back To Foreclosure Defense Video Help Page

Back To Foreclosure Defense Video Help Page

“The bank made a mistake” is a common foreclosure defense, and for good reason: big banks make errors a lot more than you would think. Some mistakes may not be on the scale of the situation describe in the video, but when you are trying to save your Orlando home it does not matter if the error in question is big, small, or somewhere in between – if it helps your case, you use it.

Recounting the above story made me want to share with you some other ways that banks can potentially mishandle foreclosure cases and how that can work in your favor.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

Bank Errors That Can Aid Your Orlando Foreclosure Defense

Below are a few common issues our law firm uses to help clients gain advantage in their foreclosure cases:

Induced to default. Here is the situation: you are struggling to pay your mortgage, so you call your bank and explain the issue. Can they work out a loan modification with you? Sure, the bank replies, but they cannot talk about that with you until you actually miss a payment and default. Really, you have to miss a payment before you can get help paying? They say yes. What almost always happens is that, once you have defaulted, the bank refuses to modify your loan. Instead you get a foreclosure notice.

This is an example of where the bank’s false promises induced you to default and you relied on their false promises to your detriment. This is a defense that our firm has had a great deal of success in arguing. An experienced attorney will use this to build a strong foreclosure defense. Be sure to speak with a foreclosure attorney that understands this defense and other defenses.

Missing paperwork. When your lender decides to foreclose on your home, there is a host of paperwork that goes along with it. Usually the banks do not have the proper paperwork to foreclose on your home. Sometimes the bank might have the proper paperwork, but the information actually does more harm to their case than good. A good foreclosure attorney will review the bank’s paperwork in detail. If there are missing documents, the best foreclosure attorneys will know. The best attorneys will also know if the bank’s paperwork has errors or other problems.

Robo-signing. Another mistake that has opened the door to Orlando foreclosure defense is “robo-signing” of foreclosure documents. The big issue of the last several years involves banks abusing the foreclosure process by having bank employees “robo-sign” the foreclosure affidavits—meaning they do not review the facts relating to the mortgage, loan or foreclosure before they sign documents, or that they sign these documents without any supporting facts or documentation, or the sign the documents despite contradictory information.

These affidavits and documents are what the banks use to prove that a homeowner has defaulted on a mortgage, that a bank owns the mortgage and that the bank should be allowed to foreclose. The law says that the person who signs off on your foreclosure must have a detailed and personal knowledge of the case. They have a duty to review documents and facts before signing these foreclosure documents.

When a bank employee improperly signs affidavits or other documents without exercising their due diligence, they compromise the bank’s case and you as the homeowner have a great opportunity to defeat the bank – that is, with the help of a skilled foreclosure lawyer.

Ultimately, what all of this means is that there are a lot of opportunities where your bank might have made a mistake with your foreclosure. The best foreclosure lawyer can find these mistakes when they exist, and use them in your Orlando foreclosure defense.

Get Help with Legal Issues Now! – Call 855-Kramer-Now (855-572-6376)
Back To Video Help Page

Free Case Review

All free case evaluations are reviewed by our legal team. For immediate assistance, please call us at 407-834-4847.

quick Links


Make Your Best Decision Today


Schedule your free case review so we can help you.



During your free consultation we’ll review your options and see if we’re a right fit for you.



If we take on your case, you’ll be represented by the best.

Get Your Free Case Evaluation Today

The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.



Our best awards are
client victories

Chris O.
Dec. 2023
Read More
This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.
Carmen D.
Mar. 2024
Read More
I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Roy P.
Mar. 2024
Read More
Gastell and Kayla were awesome! They helped me make it through a very challenging time in my life with kindness and compassion. They were always available to answer my questions and kept me up to date. Their counsel was extremely helpful in aiding a resolution that I am very satisfied with.
Alysia T.
Jan. 2024
Read More
I am thankful to Janelise and Kayla at TK Law for a fantastic job. Kayla guided me through every step of my divorce process. She is patient, professional, and honest. I highly recommend them!

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​


Schedule Your Case Evaluation

We offer payment plans, accept credit cards, are available for evening appointments and our main office is conveniently located right off of I-4, between 436 and 434. For immediate help call: 407-834-4847.


The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.


Phone: 407-834-4847
999 Douglas Ave #3333, Altamonte Springs, FL 32714

Service Areas

Orange & Seminole County, Florida.