American College of Attorneys Best of the Bar Award
10.0 Avvo Superb Lawyer Rating
Top 100 Trial Lawyers Award
Orlando Top Lawyers 2012 - 2024
Best Lawyers in America Award
Super Lawyers 2024 Award
Florida Legal Elite Award
Best Lawyers 2024 Award
Orlando Sentinel Best Bets Lawyer Award

Mortgage Modification Problems in Orlando Foreclosure

Back To Foreclosure Defense Video Help Page

Back To Foreclosure Defense Video Help Page

As an Orlando foreclosure attorney, I know that there are a lot of mistakes that banks can make, from mortgage servicing and loan modification to the way that the bank handles a foreclosure.

Speak with an experienced Florida attorney at our firm today.
Call 855-Kramer-Now (855-572-6376)

Mistakes to Look for with Mortgage Modification

Any number of things can happen when you start changing the structure and rules of your loan, but below are some of the most common problems that we encounter.

Phantom default notices. If you have worked out a deal with the bank and gotten a loan modification, how can you be in default? You are not in default, but it is not uncommon for people in this situation to receive notices that tell them otherwise.

False balance sheets. Sometimes the finances of restructuring or modifying a loan and what you have to pay seems to confuse people at the bank. You might receive wildly inaccurate statements that say you owe far more – or even less! – then you should because you are paying a new amount.

Collection attempts. At least one lawsuit was said to have a bank call center employee who was ready to testify that their coworkers received bonuses for talking to people undergoing mortgage loan modifications and convincing them to pay more than they actually owed.

Putting Homeowners into a Temporary Modification Only to Boot Them Out. Many homeowners have signed up for a temporary loan modification and started making payments only to be strung along by the bank. Sometimes after making three, six or nine payments, the bank will inform the homeowner that they do not qualify for a permanent loan modification. Unfortunately by the time homeowners find out that they do not qualify, they are deprived of valuable cash, they have signed documents waiving their rights or they have lost their court case because they thought they no longer needed to defend themselves.

Mortgage Modification Errors: Even Though They Are Wrong, You Cannot Ignore Them

People have ended up in foreclosure and had their homes sold because they did not take action. Talk to a lawyer as soon as anything out of the ordinary happens with a mortgage loan modification or a foreclosure. Be prepared to fight Orlando foreclosure and protect your rights.

Get Help with Legal Issues Now! – Call 855-Kramer-Now (855-572-6376)
Back To Video Help Page

Free Case Review

All free case evaluations are reviewed by our legal team. For immediate assistance, please call us at 407-834-4847.

quick Links


Make Your Best Decision Today


Schedule your case review so we can help you.



During your consultation we’ll review your options and see if we’re a right fit for you.



If we take on your case, you’ll be represented by the best.

Get Your Free Case Evaluation Today

The Orlando divorce lawyers at TK Law are deeply committed to the individuals and families they serve. We are here to help you resolve each legal concern so you can regain control and move forward with your life. You will also have a steadfast, accomplished advocate in your corner to fight for what matters most if a dispute goes to trial.

We know how overwhelming conflict can be and how painful it is to see a marriage end. We will guide you through this difficult process before, during and after your divorce.

Contact our offices today to schedule a confidential consultation with one or our family law attorneys, or call us at 855-572-6376.



Our best awards are
client victories

Roy P.
Mar. 2024
Read More
Gastell and Kayla were awesome! They helped me make it through a very challenging time in my life with kindness and compassion. They were always available to answer my questions and kept me up to date. Their counsel was extremely helpful in aiding a resolution that I am very satisfied with.
Carmen D.
Mar. 2024
Read More
I give this law firm a 5 star. Ray and Janelise helped us with our probate issue and made the process a lot easier for us to finalized all of it. We're very thankful to this law office and recommend them for any legal issues.Thank you Janelisse and Ray and the entire office .
Alysia T.
Jan. 2024
Read More
I am thankful to Janelise and Kayla at TK Law for a fantastic job. Kayla guided me through every step of my divorce process. She is patient, professional, and honest. I highly recommend them!
Chris O.
Dec. 2023
Read More
This was first experience hiring a law firm and I am very happy that I hired TK Law. My attorney Janelise and Paralegal Kayla were kind, knowledgeable and made the process easy. They were quick to respond when I needed revisions to my document and the final outcome was perfect. If I ever need legal help in the future, I will not hesitate to contact TK Law again.

*Top-rating from clients and award publications such as Orlando Weekly, US News & more.​


Schedule Your Case Evaluation

We offer payment plans, accept credit cards, are available for evening appointments and our main office is conveniently located right off of I-4, between 436 and 434. For immediate help call: 407-834-4847.


The information found here is for general information purposes only. Nothing on this site should be taken as legal advice for any situation or individual case. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.


Phone: 407-834-4847
999 Douglas Ave #3333, Altamonte Springs, FL 32714

Service Areas

Orange & Seminole County, Florida.